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HomeNews & ArticlesElectric Bicycles: An Insurance Risk For Pedestrians and Riders
General Interest


Electric Bicycles: An Insurance Risk For Pedestrians and Riders

May 2, 2019  |  By:  Oatley Vigmond, Nicholas W. Smith

With the warmer weather arriving, more and more electric bicycles or “e-bikes” will be out on the roads. Unlike cars and motorcycles, e-bikes do not require a driver’s licence. Nor do they require any insurance or registration. Anyone over the age of 16 can purchase and operate one of these e-bikes on Ontario’s roads and highways.

While e-bikes are a cost-effective and environmentally friendly method of transportation, they’re also a significant risk to pedestrians. If you’re involved in a collision with an e-bike, there will be no accident benefits made available to you for treatment and rehabilitation. Due to the lack of insurance, you may also have a difficult time recouping your lost wages and expenses as a result of any injuries you might suffer. As the warmer weather approaches, it’s important to keep your eyes open and be aware of the risks associated with these e-bikes, both as a pedestrian and as a rider.


About the Authors

Oatley Vigmond

Personal injury law is all we do. Our skilled team of personal injury lawyers and accident benefits specialists are committed to securing the best possible outcome for those with catastrophic...

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Nicholas W. Smith

Nick first joined Oatley Vigmond as a law student, and later an articling student, prior to joining the team as an associate lawyer. He has a Law Degree from the University of Kent, a Master of Laws...

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