Liability Dangers In The “Gig” Economy
There has been a lot of media coverage in recent months regarding the “Gig Economy”. The Gig Economy is a trend towards individuals replacing traditional careers or jobs with “Gigs”, where they work several odd jobs or temporary jobs to earn a living. These jobs are often posted on sites such as Craigslist, Kijiji or Fivver.
While it may be cheaper to do so, hiring a gig contractor to complete work around your home could open you up for problems in the event that they are injured. These contractors will seldom have the appropriate insurance coverage, training, safety equipment, or WSIB coverage.
The lack of insurance and safety equipment can be particularly dangerous for homeowners looking to hire out spring cleaning work, such as cleaning windows, gutters, etc.
The Occupiers’ Liability Act requires that all landowners ensure not only that their premises are reasonably safe, but that the activities carried on at the property are reasonably safe in the circumstances.
In the case of hiring someone to perform work on your property, consider the type of work they are undertaking. In the event that the assistance you require is high risk (ie. climbing on your roof or being on a ladder for a prolonged period of time), you may wish to hire an established service provider.
When looking for a service provider, ensure that you ask for the following:
– Proof of insurance
– WSIB Number
– Details on how they intend to complete the job
While the job will likely cost more, you will have the peace of mind of knowing that the workers are not putting themselves at unnecessary risk, and that you will be covered in the event of an injury.
If you are a worker in the Gig Economy and have been injured on the job, you might be entitled to compensation. Contact our office for a free consultation to discuss your rights and options.
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