Overview

Our client suffered a traumatic brain injury, multiple fractures, and internal injuries in a high-speed head-on collision that destroyed both vehicles. His injuries resulted in a finding of catastrophic impairment under his accident benefits policy and left him unable to return to work or live independently. His accident benefits lawsuit settled for more than $900,000 before trial.

Key Takeaways

  • Settlement: More than $900,000
  • Accident type: High-speed head-on motor vehicle collision
  • Primary injury: Traumatic brain injury
  • Additional injuries: Fractured ankles, foot, leg, ribs, numerous facial bones, and internal injuries
  • Resolution method: Pre-trial settlement
  • Notable legal issues: Catastrophic impairment designation under the accident benefits policy; accident benefits lawsuit against the insurer
  • Medical treatment: Multiple surgeries to repair fractures and substantial ongoing treatment
  • Long-term impact: Unable to return to work or care for himself independently

The Case

Our client was involved in a high-speed head-on collision in which both vehicles were destroyed. The force of the impact caused extensive injuries, including fractures to both ankles, his foot, leg, ribs, and numerous facial bones, as well as internal injuries and a traumatic brain injury.

He underwent multiple surgeries to repair his fractures and required substantial treatment following the collision. Because of the severity of his injuries, he was found to have sustained a catastrophic impairment under his accident benefits policy.

The effects of his injuries prevented him from returning to work or caring for himself independently. His lawsuit against his insurer for accident benefits was resolved before trial for more than $900,000.

Why It Matters

This case demonstrates how a high-speed head-on collision can result in catastrophic injuries that affect nearly every aspect of a person’s daily life, including their ability to work and live independently.

It also highlights the important role that catastrophic impairment determinations can play in accident benefits claims involving severe and life-altering injuries.