Overview

A husband and wife were seriously injured in a motorcycle collision in the United States when a pickup truck turned left in front of them at an intersection. One of the clients suffered pelvic fractures and an above-the-knee leg amputation, while both sustained soft tissue injuries. After pursuing claims against the at-fault driver and their own insurer, the case settled shortly after mediation for $2.9 million.

Key Takeaways

  • Settlement: $2,900,000
  • Accident type: Motorcycle collision with a left-turning pickup truck
  • Primary injury: Above-the-knee leg amputation
  • Additional injuries: Pelvic fractures and soft tissue injuries
  • Resolution method: Settlement shortly after mediation
  • Notable legal issues: Claim against the at-fault driver’s insurer and Uninsured Motorist Coverage claim due to limited insurance coverage
  • Medical treatment: Treatment for traumatic orthopedic injuries, including an above-the-knee amputation
  • Long-term impact: One client retired with catastrophic injuries requiring ongoing care, while his wife left her job to become his caregiver

The Case

A husband and wife were riding their motorcycle through an intersection in the United States when a pickup truck turned left in front of them, causing a serious collision. Both clients suffered soft tissue injuries, while one of them also sustained pelvic fractures and an above-the-knee leg amputation.

The injuries had a significant impact on their lives. The husband had recently retired after a long career, and following the collision, his wife left her job to care for him full-time.

The couple initially pursued a lawsuit against the at-fault driver in the United States. However, the driver’s insurance policy provided only $200,000 USD in coverage, which was insufficient given the severity of their injuries.

A claim was then advanced against the clients’ own automobile insurer under the Uninsured Motorist Coverage provisions of their policy. Shortly after mediation, the tort claim and accident benefits claims were successfully resolved through a combined settlement of $2,900,000.

Why It Matters

This case demonstrates how multiple sources of insurance coverage may become relevant when the at-fault driver’s policy limits are insufficient to address catastrophic injuries. It also highlights the importance of considering all available avenues for compensation.

The settlement reflects the significant and lasting impact of the injuries on both clients, including permanent disability and the need for ongoing care and support.