Overview
A young wife and mother became totally disabled from her career as a financial advisor after being diagnosed with Lupus. Her long-term disability insurer denied monthly disability benefits despite medical evidence of her ongoing disability. A lawsuit was commenced, and the claim settled before trial for $575,000.
Key Takeaways
- Settlement amount: $575,000
- Claim type: Long-term disability benefits
- Medical condition: Lupus
- Symptoms: Daily fatigue, headaches, memory loss, anxiety, concentration problems, and debilitating arthritis
- Long-term impact: Totally disabled from her career as a financial advisor
- Notable legal issues: Denial of monthly disability benefits and alleged bad faith handling of the claim
- Resolution method: Settlement prior to trial
The Case
Our client was a young wife and mother working as a financial advisor when she was diagnosed with Lupus. Her condition caused daily fatigue, headaches, memory loss, anxiety, concentration problems, and debilitating arthritis. As a result, she became totally disabled from her career.
Despite medical evidence supporting her ongoing disability, her long-term disability insurer continued to deny payment of a monthly disability benefit. We sued the insurer for payment of the disability benefit and for its alleged bad faith handling of the claim.
The case was resolved before trial for a total settlement of $575,000.
Why It Matters
This case involved the denial of long-term disability benefits to a client whose medical condition prevented her from continuing her career. The legal action addressed both the unpaid monthly disability benefit and the insurer’s handling of her claim.
The matter concluded before trial with a $575,000 settlement.