Optional Benefits – Are You As Well Insured As You Think?
Most people buy, and later renew, their auto insurance without giving any thought to the coverage they have, or more importantly, what coverage they should have. Unless you have been […]
What Happens If I Let Someone Drive My Car and They Have An Accident?
People lend their vehicles to family and friends all the time. Few give any consideration to what would happen if an accident happens while someone else is driving your vehicle.
Auto Insurance: Educate and Protect Yourself Before It’s Too Late
Ontarians were hit hard with another cutback to mandatory auto accident benefits coverage on June 1, 2016. There were drastic reductions in the mandatory limits for medical treatment, rehabilitation costs
Income Replacement and Non-Earner Benefits
By: Ryan A. Murray and Jordan Kofman (student-at-law), Oatley Vigmond LLP, OBA – Accident Benefits CPD (YLD) – November 25, 2014 Statutory accident benefits (“accident benefits”) are a type of
Proposed Change To Auto Insurance Could Diminish Benefits For The Catastrophically Impaired
Be aware of the proposed Changes to Accident Benefits which impacts all of us (including our loved ones) when injured in a car crash. If you or a loved one is injured
MORE REDUCTIONS IN AUTO INSURANCE COVERAGE?
We have all experienced or heard about high insurance premiums in the Ontario auto insurance system. Why does this occur? The insurance industry wants us (and the politicians at Queen’s
Driving With an Expired Driver’s Licence: What it Could Mean to You
Not many people are aware that every auto insurance policy in Ontario is identical or that every auto policy in Ontario contains within it a section known as the Statutory Conditions. Failure to comply with them can have serious consequences.
An Overview of Accident Benefits and How to Build Your Accident Benefits File
This article written for paralegals provided an overview of the accident benefits (“AB”) system and tips for building up an AB file.
Coulda, Woulda, Shoulda: Duty of Insurance Brokers to Explain Optional Coverage
This article (co-authored with Ryan Murray) reviews the potential liability of insurance brokers for failing to offer optional auto coverage to their clients.
FAIR Advocates on Behalf of MVA Victims
Many individuals who are involved in an Ontario motor vehicle accident (“MVA”) sustain debilitating injuries involving the brain, spinal cord, loss of a limb, among other long-term injuries. Due to the inadequate provincial auto insurance legislation currently in place, needed or timely medical and rehabilitation coverage and benefits are non-existent for many of these MVA victims.
FAIR (Fair Association of Victims for Accident Insurance Reform), a non-profit organization for MVA victims, is hoping to change that. They provide a voice for MVA victims, advocating for change and the fair treatment of accident victims. Their purpose is to hold the insurance companies accountable for the insurance contracts they issue and seek change in how insurance companies assess and pay for benefits arising from injuries suffered in Ontario MVA accidents.