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Auto Insurance

FAIR Advocates on Behalf of MVA Victims

Many individuals who are involved in an Ontario motor vehicle accident (“MVA”) sustain debilitating injuries involving the brain, spinal cord, loss of a limb, among other long-term injuries. Due to the inadequate provincial auto insurance legislation currently in place, needed or timely medical and rehabilitation coverage and benefits are non-existent for many of these MVA victims.

FAIR (Fair Association of Victims for Accident Insurance Reform), a non-profit organization for MVA victims, is hoping to change that. They provide a voice for MVA victims, advocating for change and the fair treatment of accident victims. Their purpose is to hold the insurance companies accountable for the insurance contracts they issue and seek change in how insurance companies assess and pay for benefits arising from injuries suffered in Ontario MVA accidents.

SABS, One Year Later

It has now been a little over a year since the Ontario government revised the statutory accident benefits regime by passing Statutory Accident Benefits Schedule – Effective September 1, 2010. O. Reg. 34/10 (SABS). This new regulation reduced the insurance benefits available to people injured in motor vehicle accidents.

While it is too soon to comment on the long-term effects this regulation will have on accident victims and health professionals in Ontario, this article will review some concerns that health professionals and claimants have raised recently.

The SABS Experience: One Year Later

This article was first published in The Health Professional magazine in September 2011. It reviews the effect of the September 1, 2010 changes to the accident benefits system for health care professionals.

Significant Changes to Your Accident Benefits Coverage

After September 1, 2010, you have far less coverage if you have the misfortune of being involved in a motor vehicle collision. Your insurer may have informed you by now that you will have “more coverage options” when it comes time to renew your automobile insurance policy. The fact is, consumers will now have much less protection than they previously had, unless they purchase ‘Optional Benefits’ coverage.

Optional Automobile Insurance

Most people renew their auto insurance without giving any thought to the coverage that they have, or more importantly, what is available. Increasing your accident benefits and Family Protection coverage is inexpensive.