Electric Bicycles: An Insurance Risk For Pedestrians and Riders
With the warmer weather arriving, more and more electric bicycles or “e-bikes” will be out on the roads. Unlike cars and motorcycles, e-bikes do not require a driver’s licence. Nor do they require any insurance or registration. Anyone over the age of 16 can purchase and operate one of these e-bikes on Ontario’s roads and highways.
While e-bikes are a cost-effective and environmentally friendly method of transportation, they’re also a significant risk to pedestrians. If you’re involved in a collision with an e-bike, there will be no accident benefits made available to you for treatment and rehabilitation. Due to the lack of insurance, you may also have a difficult time recouping your lost wages and expenses as a result of any injuries you might suffer. As the warmer weather approaches, it’s important to keep your eyes open and be aware of the risks associated with these e-bikes, both as a pedestrian and as a rider.
About the Authors
Nick understands that those who have suffered through the trauma of a serious personal injury are already in a position of vulnerability, and is committed to helping them through this difficult process, offering the support and advice they need. Specifically, he seeks to help right the balance in an insurance system that is becoming increasingly antagonistic toward injured individuals.