After September 1, 2010, you have far less coverage if you have the misfortune of being involved in a motor vehicle collision. Your insurer may have informed you by now that you will have “more coverage options” when it comes time to renew your automobile insurance policy. The fact is, consumers will now have much less protection than they previously had, unless they purchase ‘Optional Benefits’ coverage.
This article was presented at a 2011 conference of law clerks. It describes the interaction between the tort and accident benefits systems.
It is important that you read your policy carefully to determine what is covered and what is excluded.
This article (co-authored with Roger Oatley) discusses the September 1, 2010 changes to the no-fault accident benefits system in Ontario.
Given the serious consequences of driving without a valid driver’s licence it is important that we all make note of the date that our driver’s licence is set to expire and ensure that we renew it well in advance of the expiry date.
This proposed law would amend the Highway Traffic Act to, among other things; impose a condition on the driver’s licence of all drivers under 22 years old that their blood alcohol concentration must be zero while driving.
Having care and control of a vehicle while your ability to do so is impaired by alcohol or drugs is also a crime.
This article examines the potential issues for a lawyer who represents a minor plaintiff in a personal injury claim.
A recent Ontario court decision is timely in light of the upcoming changes in medical and rehabilitation benefits. In Medcentra Inc. v. Economical Mutual Insurance Company (2010), 98 O.R. (3d) 624 (S.C.J.) Medcentra had provided a series of MRI’s to people injured in automobile accidents who were insured under auto policies issued by Economical. Economical had in the past accepted invoices directly from Medcentra and paid those invoices. Economical refused to pay the invoices at issue in the case.