In Ontario, if you own a vehicle, you are required by law to purchase automobile coverage that includes: • Third Party Liability Coverage which protects you if someone else is […]
We have all experienced or heard about high insurance premiums in the Ontario auto insurance system. Why does this occur? The insurance industry wants us (and the politicians at Queen’s […]
This article (co-authored with Ryan Murray) reviews the potential liability of insurance brokers for failing to offer optional auto coverage to their clients.
AD&D insurance is designed to provide your family with a lump sum of money in the event of your accidental death.
Unfortunately, travel insurance companies can sometimes be difficult to deal with when emergencies arise, especially if the injured or ill traveller does not understand the “fine print” of the policy they purchased.
What exactly does “marked impairment” mean? According to the AMA’s Guides to the Evaluation of Permanent Impairment, 4th ed., 1993, a person with a marked impairment in daily activities, is a person whose behavioral impairments significantly impede most useful functioning with cleaning, shopping, cooking, riding a bus, paying bills, maintaining a residence, grooming, using a telephone or working.
This article was first published in The Health Professional magazine in September 2011. It reviews the effect of the September 1, 2010 changes to the accident benefits system for health care professionals.
This article was presented at a 2011 conference of law clerks. It describes the interaction between the tort and accident benefits systems.
This article (co-authored with Roger Oatley) discusses the September 1, 2010 changes to the no-fault accident benefits system in Ontario.