Kids love to bounce. So, it is no wonder that sales of backyard trampolines have skyrocketed over the last 20 years. But with the increase in available trampolines, there has also been a stark increase in trampoline-related injuries. A 2007 study found that not only was the prevalence of trampoline injuries in the pediatric age group rising quickly, but that injuries sustained while trampolining could be quite serious (from fractures to spinal cord injuries and even vertebral artery dissections).
The Canadian Safety Council suggests that children should be at least 6 years old before they are allowed to use a trampoline, and that adult supervision should be in place whenever a trampoline is in use. In addition, the CSC has set out 3 “non-negotiable rules” for kids on trampolines:
• 1 person at a time;
• No flips or somersaults; and
• No jumping on or off the trampoline.
Even with the CSC’s recommendations, injuries can occur when kids and backyard trampolines mix. In Ontario, a home owner could be found liable if someone was injured while using their backyard trampoline, depending on the circumstances. As such, it is critical that you check with your insurance company before purchasing or installing a backyard trampoline. Some home insurance policies actually exclude coverage for trampolines, and this is not something you want to learn after an injury occurs. Safe trampolining starts with making sure you have insurance coverage in the event an accident ever occurs. It continues with proper supervision and enforcement of the CSC’s rules. Trampolines can be a great way for kids to be active, as long as they are used responsibly.
Oatley Vigmond is Ontario’s Personal Injury Law Firm. If you require assistance with any type of insurance claim, we may be able to help.