Many individuals who are involved in an Ontario motor vehicle accident (“MVA”) sustain debilitating injuries involving the brain, spinal cord, loss of a limb, among other long-term injuries. Due to the inadequate provincial auto insurance legislation currently in place, needed or timely medical and rehabilitation coverage and benefits are non-existent for many of these MVA victims.
FAIR (Fair Association of Victims for Accident Insurance Reform), a non-profit organization for MVA victims, is hoping to change that. They provide a voice for MVA victims, advocating for change and the fair treatment of accident victims. Their purpose is to hold the insurance companies accountable for the insurance contracts they issue and seek change in how insurance companies assess and pay for benefits arising from injuries suffered in Ontario MVA accidents.
Even though motorcycles are inherently more dangerous to operate than passenger cars, we are seeing an increase in the popularity of this mode of transportation. In an effort to reduce the risks of riding a motorcycle, enthusiasts are taking considerable steps to protect themselves through the use of sophisticated safety gear. Some examples include protective gloves, plated or padded jackets, reinforced boots and protective pants.
A person must be involved in an “accident” to be entitled to statutory accident benefits from their motor vehicle insurer. In its everyday use the word accident describes an untoward event which is not expected or designed. There are two questions to ask when determining whether an incident is an “accident” under the SABS. First, did an intervening act cause injuries that would not be part of the ordinary use or operation of a vehicle? Second, was the use or operation of the vehicle a direct cause of the injuries?
In Ontario, people who suffer injuries in a car accident are entitled to payment of certain benefits from their own insurance company, regardless of who was at fault for the […]
liability of the Province of Ontario and municipalities in motor vehicle accident cases.
Without causation, there can be no compensation.
After September 1, 2010, you have far less coverage if you have the misfortune of being involved in a motor vehicle collision. Your insurer may have informed you by now that you will have “more coverage options” when it comes time to renew your automobile insurance policy. The fact is, consumers will now have much less protection than they previously had, unless they purchase ‘Optional Benefits’ coverage.
Imagine that you or one of your family members is seriously injured in a motor vehicle collision. You may not be able to return to work. You may require expensive […]
Winter driving can be hazardous. Every winter we hear about countless car crashes caused by snow and ice. The provincial Ministry of Transportation (“MTO”) and municipalities have a duty to […]