Stag and Doe Liability: What Should You Know?
If you are hosting a stag and doe, wedding, cocktail party, or Christmas party you will want to investigate an Event Alcohol Liability Policy. This type of policy provides protection when lawsuits are brought against individuals, organizations, or companies who host social functions.
This type of policy typically provides limits of liability coverage from $1,000,000 to $5,000,000. Often, a deductible may apply which means the policyholder would be responsible for payment of a specified amount before the policy coverage is payable. The coverage can include Commercial General Liability, Host Liquor Liability, Tenant’s Legal Liability, and Non-Owned Auto. These policies can be tailored to meet the needs of the policyholder.
There is liability coverage available for all types of special events with or without alcohol. These coverages will protect you should a guest sustain a personal injury or cause personal injury to another person. When planning these types of events, contact an insurance broker to learn more about the coverage that would best suit your specific needs.
