Summer roadtrips – what happens if you’re injured outside of Ontario?

After two years of being unable to travel, Ontarians are excited to travel this summer. While gas prices can impact your summer travel plans, many Ontarians are still planning summer road trips. But what happens if you’re injured while driving your vehicle outside of Ontario? The answer – it depends.

If you are injured in a car accident in Ontario for which you were not or only partially at fault, you can to pursue two avenues of recovery. First, you can claim accident benefits from your own insurance company. Depending on the nature of your injuries, you may be entitled to benefits for income replacement, medical and rehabilitation, attendant care, and housekeeping/home maintenance. These benefits are subject to monetary and time limits depending on the extent and nature of your injuries.

This article is part of Oatley Vigmond’s recurring sponsored content series, The Law and You. To continue reading the story, please click here to visit

About the Authors


The son of a grocery store clerk, Kevin grew up outside of Perth, Ontario. He credits his humble beginnings with the development of his underdog mentality, an approach he has carried into his legal career.

He attended McMaster University for two years before being granted early admission to Osgoode Hall Law School. After being called to the bar in 2008, Kevin began practising law in Hamilton before joining a leading Toronto litigation firm, representing Canada’s largest insurance companies on personal injury actions. “I didn’t find it fulfilling,” Kevin recalls. “I was helping companies save money, when what I wanted to do was help the people going up against these major corporations.” Since joining Oatley Vigmond, Kevin has used his insurance-industry experience to protect his clients and recover the compensation they deserved. He’d been at Oatley Vigmond for two months when he settled a matter for a client at a mediation. “You felt the burden of the litigation, and her injuries, lifting off her. I wanted to help even more people experience the relief of having their uncertainty lifted.’”

To learn more about Kevin, please click here.